What Is Medicare?

Medicare is health insurance for:

  • People age 65 or older

  • People under 65 with certain disabilities

  • People of any age with End Stage Renal Disease (ESRD)

 


Medicare Part A: Hospital Insurance

2017 Medicare Program

Feature Medicare Pays You Pay
Deductible Nothing $1,316
Hospital Inpatient Care
First 60 Days 100% $0
Coinsurance 61-90 days All but $329 a day $329 a day
Coinsurance 91-150 days All but $658 a day $658 a day
Coinsurance 151+ days Nothing Eligible Expenses
Blood All but three pints Three pints
Skilled Nursing Facility Care
First 20 Days 100% $0
Coinsurance 21-100 days All but $164.50 a day $164.50 a day
Coinsurance 101 days and after Nothing All

Medicare Part B: Medical Insurance

2017 Medicare Program

Feature Medicare Pays You Pay
Deductible Nothing $183
Coinsurance Generally 80% of Medicare approved expenses Generally 20% of Medicare approved expenses
Excess Benefits Nothing All
Blood All but three pints Three pints

Additional Benefit

2017 Medicare Program

Feature Medicare Pays You Pay
Emergency Care Received Outside the U.S. Nothing All costs

NOTE: Some Providers may offer as much as a 12% household premium discount for multiple policies in the same household depending on your state, and number of policies held. We have companies that offer a discount if they have someone that is older than 55. Many discounts are offered that can accommodate your situation.

When you speak with our knowledgeable Customer Care Specialist, be sure to mention other members of your household to make sure we apply all applicable discounts.



Medicare Supplement Insurance

helps you pay your out-of-pocket costs.

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Medicare Supplement Insurance

Works with Original Medicare Parts A and B

  • Medicare Part A Coinsurance
  • Medicare Part B Coinsurance
  • Deductible Coverage Available

A Medicare supplement insurance policy, also known as a Medigap policy, helps pay your share (coinsurance, copayments or deductibles) of the costs of Medicare-covered services. Some Medicare supplement policies cover certain costs not covered by Original Medicare Parts A and B.

Companies Offer the Same Basic Benefits
Medicare supplement insurance companies can only sell you a standardized Medicare supplement policy identified by letters A through N. Each standardized Medicare supplement insurance policy must offer the same basic benefits, no matter which insurance company sells it. Cost and customer service are usually the only difference between Medicare supplement policies sold by different insurance companies.

See the Benefits

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